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Our Mortgage Services

Fraser Heath Mortgage Services Ltd specialise in providing an independent and impartial mortgage advice and service for our clients from an unlimited range of products.


Our expert mortgage advisor, Shaun Smith has over 30 years’ experience. The practice is supported by Becky Smith, Josh Smith and Karen Hillier and has over 2,500 satisfied clients, most of whom have returned to us more than once.

Shaun Smith

Becky Smith

Karen Hillier

Josh Smith

We are a small local business, not a remote faceless call centre, and we focus on our clients with a service you won’t find from big organisations. We use state of the art sourcing systems to find the best deal for you.


Speak to us about the government’s new help to buy schemes. We can also assist with those who have little or no deposit but have family willing to assist.

We can help you if you are:

  • Re-mortgaging your home – maybe your current rate has come to an end or maybe you want to improve your home

  • Moving home – moving up, moving down, second homes; we can help

  • A first time buyer – special deals available from most lenders

  • Thinking of a Buy To Let mortgage – new and remortgage deals

  • Have a Buy To Let portfolio – deals for experienced landlords

  • Thinking about Commercial Mortgages or secured and unsecured loans – we can also assist


Our service is based on listening to our clients’ needs and recommending complete solutions that meet those needs in an expedient and cost-effective manner. This includes competitive solutions for additional services like legal services, property surveying, and insurances when required.

Our expert advice is simple, fast and hassle-free.

  • We search the whole market for you

  • We process and manage your mortgage application online and keep you updated

  • Face to face (locally) or telephone service – the choice is yours


Our clients come to us because they have used us before or have been recommended by existing clients or their accountant or solicitor. We strive to be the best, not the biggest.

Important Documents

Terms of Business
<- Click to download

Privacy Notice
<- Click to download

PIDD 399
<- Click to download

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